chinacat
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Post by chinacat on Mar 26, 2019 4:51:33 GMT -8
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chinacat
Moderator
AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 26, 2019 5:42:08 GMT -8
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chinacat
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AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 26, 2019 7:12:25 GMT -8
Just noticed that there were over 1000 views of yesterday’s thread, first time since mid-February. Guess that says something about interest in yesterday’s event.
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Post by sponge on Mar 26, 2019 7:32:54 GMT -8
I expressed my views last night after skimming thru event . Was somewhat surprised this morning after reading other forums that my negative view was quite simila to a majority. Only WS liked it.
It will be very interesting to see how most of those price targets will be moved down in the fall.
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Post by audiosculpture12 on Mar 26, 2019 7:49:56 GMT -8
For once, i feel like the forum is underestimating the longterm impact of the CC and the TV launch. Watching the presentation I felt the differentiators from other products were becoming very strong. Annoying though that they couldn't get netflix on board.
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chinacat
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AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 26, 2019 8:27:27 GMT -8
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Post by alxyz on Mar 26, 2019 8:34:15 GMT -8
I posted this last night but received no answers. My question is why is this not possible, as someone told me but didn't explain. My Apple ID account which is used to pay for iTunes, apps, Texture, etc. is linked to my PayPal account as the payment method. MyPayPal account is linked to my AmEx account for payments. I called AmEx and they told me that I get one reward point for each dollar charged by PayPal. I am assuming that the Apple Card account payment method will be the same, i.e, I’ll be able to use PayPal. Hence I will get points for using the Apple Card and then get points when I use AmEx to payoff the Apple Card. So where the fault in my reasoning?
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Post by eastbaybob on Mar 26, 2019 9:14:54 GMT -8
As of now I pay 3 dollars a month for my wife daughter and I to have 50 gigs of iCloud each, we pay $15 a month for Apple Music family plan. I can easily see us paying whatever it costs for the TVPlus service, I am really looking forward to that, my daughter might want Arcade, and definitely, 3 credit cards, and when my daughter is old enough 4. So far not interested in paying for Apple News. I can easily see many family's finding Apple Services to be compelling and not that expensive. I was hoping for some kind of package deal, maybe that will come. I read that Gene Munster is predicting $15 billion from the new services in 5 years, sounds good to me
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ems
Member
Posts: 97
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Post by ems on Mar 26, 2019 9:36:23 GMT -8
if you can pay off the apple card with paypal, then it should be possible to double-dip points like that. try it and let us know if it works.
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Post by alxyz on Mar 26, 2019 9:58:25 GMT -8
Hopefully I'll find a definitive answer to this before the card comes out this summer.
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chinacat
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AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 26, 2019 10:19:43 GMT -8
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Post by firestorm on Mar 26, 2019 11:34:26 GMT -8
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chinacat
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AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 26, 2019 15:04:34 GMT -8
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chinacat
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AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 26, 2019 15:13:35 GMT -8
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chinacat
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AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 26, 2019 15:19:27 GMT -8
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4aapl
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Post by 4aapl on Mar 27, 2019 7:22:15 GMT -8
My question is why is this not possible, as someone told me but didn't explain. My Apple ID account which is used to pay for iTunes, apps, Texture, etc. is linked to my PayPal account as the payment method. MyPayPal account is linked to my AmEx account for payments. I called AmEx and they told me that I get one reward point for each dollar charged by PayPal. I am assuming that the Apple Card account payment method will be the same, i.e, I’ll be able to use PayPal. Hence I will get points for using the Apple Card and then get points when I use AmEx to payoff the Apple Card. So where the fault in my reasoning? Lots of things are possible. Not all make sense or cents. In Monday's thread I don't believe you mentioned the Paypal part of it. I'm not familiar with using Paypal for paying off ApplePay via a credit card, but have been using Paypal for years, formerly using it when selling off some Mac stuff. These days my understanding is that there is a fee put on the person receiving the money if a credit card is used. Let's call that 3%, though it's a little less. But, I was able to have a renter pay me partially through Paypal, using the Friends selection. I believe with that since she paid from a bank, that there wasn't a fee. But if she had paid with a credit card, that she would pay the fee. While the fees aren't huge, it's what pays the bill on that benefit you are hoping to double dip into. Sometimes, like a startup, places allow a money loser (for them) to exist for a bit while things are ramping up. But my guess is that if you look into it, you may find that you are paying a fee. This would be similar to my property taxes, where Washoe County will let me pay with a credit card, but they add in a 3% fee, which negates the points/rewards benefit which was the only reason I was considering using the credit card. To beat a dead horse, the orthodontist recently gave us a whole page on payment options for a ~$5k plan. We'd get a 5% discount for paying in full in cash/check, 2% discount for paying in full via credit card, 0% interest if paying half now and the rest over maybe 6 months, or some other option if paying less now but the total by whenever. Lots of options. But it was basically a wash, and there was no reason to get rewards on the credit card if we could just get the rewards directly via a discount. We paid in full, with a check. Let us know if you find something different, but I suspect that either Paypal charges you a fee, or AmEx doesn't give you points on the payment. Credit cards pay attention to this stuff a bit more than the loophole the existed 20 years ago on points with balance transfers from card to card (where they quickly added a fee and/or an exclusion).
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4aapl
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Post by 4aapl on Mar 27, 2019 7:32:44 GMT -8
"But the choice indicates that Apple sees value in breaking down its walls to reach cord cutters who have already flocked to other platforms, Roku CEO Anthony Wood said in an interview on CNBC Tuesday." That makes a lot of sense. You wouldn't want to create too many barriers to people using a new service. The more things you work on, the less barrier of entry. While I fully expected to buy a standalone streaming box by now, we use the smart TV features built into our Vizio TV, along with an old laptop for streaming off of places like CBS.com. While potentially not as elegant, for our uses of not wanting to buy one-time-watch content and being ok with some ads, it works well. I'm sure there are other solutions (CBS app, or Hulu), but I get annoyed when each place has differing rules on how long the keep content available and when they have it available in the first place, so I have just stuck with what has been working. What will be interesting to see is when older smart tvs start to not be powerful enough. We had one or two older Macs that used to be our website streaming, but they stopped working as codecs got updated to need more power.
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chinacat
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AAPL Long since 2006
Posts: 4,431
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Post by chinacat on Mar 27, 2019 12:36:46 GMT -8
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Post by alxyz on Mar 27, 2019 14:15:08 GMT -8
American Express doesn't give points in the scenario I described. No double dipping
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